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Public and Products Liability - Legal liability to public Inland Transit - Loss or damage to goods in transit Group Personal Accident - Death and Permanent Disablement, Temporary Disablement and Medical expenses Business Interruption - Loss of profit/revenue, increased cost of workings and weekly benefits Miscellaneous Property - Property in Hong Kong or worldwide Money - Loss of money in premises or in transit Machinery and Electronic Equipment Breakdown - Damage to machinery and electronic equipment Fidelity Guarantee - Loss of money/goods by fraudulent or dishonest acts of employees Employees’ Compensation - Per legislation for death, bodily injury to employees